Box 725 Rocky Mountain House Alberta T4T 1A5

Phone: 403.845.6669 Toll Free: 1.866.848.6669 Fax: 403.845.4115


Breeders Division


Breeder Application Form

Eligible Livestock

  • Bred heifers, young cows, or cow/calf pairs.


Program Particulars

  • Loan amount of $150,000.00 per yard, upon approval.
  • Loans exceeding $150,000.00 are available upon joint approval by Foothills Livestock Co-Op and our money lender.
  • Minimum loan: 5 head or $5000.00.
  • $200.00 lifetime non-refundable membership fee.
  • Administration cost of $10.00 per head/per year.
  • Setup fee $125.00. (Security Agreement will be registered at Personal Property Registry)
  • First year administration and insurance costs may be written into loan amount.
  • Choice of 3 or 5 year terms.
  • All Breeder Loans require a Security Deposit of 15% payable by Member
  • No prepayment penalties.
  • All cattle financed must be branded
  • All cattle financed must be retained until after first calf crop is sold


Security Deposit

  • 15% pooled security deposit required.
  • Setup fee of $50.00 (Security Agreement will be registered at Personal Property Registry).
  • If the Co-Op purchases member's own heifers or cows, or private treaty sales, all animals must be free and clear. If cattle are held as security, a release is required, or a cheque for the cattle will be issued jointly to the member and the secured party. A certified brand inspection will also be required.


Interest Rates

  • A Floating (Prime + 1%), OR
  • Fixed (Determined from time to time).


Yearly Fall Payment

  • Due date is December 1st each year


Mandatory Group Protection Plan

  • Accidental - covers accidental death not sickness on a per incident basis, premium is $3.50 per head per year, deductible is one cow per incident.
  • Full Mortality - covers death on cows, premium is 1.5% of the value of the cow per year.
  • Deductible is $1000.00 for accounts under $50,000.00 and 2% for accounts over $50,000.00.
  • Co-op must be notified within 24 hours of death and proof must be provided.


Purchasing Cattle

  • Member must have a Purchase Order from Foothills Livestock Co-op as well as their Security Deposit in place with FLC prior to buying.
  • All purchased cattle MUST be branded with Foothills Livestock Co-Op Brand.
  • $ cap on purchasing bred heifers, $ cap on cow/calf pairs (calf portion maximum of $), and $ cap on youthful bred cows, to be reviewed from time to time.
  • Member can purchase at Auction Marts of Private Treaty. (Private Treaty requires a Certified Brand Inspection payable by Member)


Overages on Purchases

  • There is a $ purchasing Cap on bred heifers and $ Cap on youthful cows. Example: If you purchase a cow for more than the cap amountfor over that amount its called 'Overage'.
  • You must pay the Overage immediately to Foothills Livestock Co-Op.



  • All breeder cattle must be branded with Foothills Livestock Co-Op Brand (i.e. heifers, cows, and their calves). We require an invoice in order for us to pay the Auction Mart.



  • All members are assigned a tag number by the Co-Op but not required to use it.
  • CCIA tags can be used with member's numbers added to the tag.


Selling Cattle

  • Notice must be given to Co-op prior to sale of livestock.
  • When calves or cows are sold they must be manifested to Foothills Livestock Co-Op in account with member.
  • The yearly fall payment is payable immediately at the time calves are sold.


Feedlot Agreement

  • If cattle are fed in custom feedlot, member must have signed waiver with feedlot owner of feedlot agreement signed. Failure to notify the Co-Op before placement of cattle at feedlot will constitute default of all loans.


Cow/Calf Pairs Loans


Cow/calf loan break-down is as follows:

Cows - 75% of the financed amount

Calves - 25% of the financed amount


$ cap on the purchase of cow\calf pairs

$ is financed to the cow

$ is financed to the calf

These two loans are co-joined. The cow portion of the loan is an interest only payment for the first year with the first principal payment being made the following year. It is a 5 year term contract for the cow loan's principal payment but is actually 6 years when the interest only portion is factored in. The calf portion is set up as a feeder loan and is due Dec. 1st of the current year unless the calves are sold prior to the due date then the calf portion must be paid out. If you wish to retain the calves at this time, the calves can be written onto a new feeder contract.